Job Location:Beijing/Shanghai/Shen Zhen
Core Responsibilities:
•Responsible for supporting the client’s overall credit risk (both corporate and retail credit) engagement and project delivery activities
•Develop and build core enterprise risk management solution, credit risk management solutions, assets to enhance credit risk consulting capabilities
•Be experienced in building rapport with clients, establishing a trustworthy relationship
•Experienced in drafting RFPs, RFIs and project proposals for credit risk projects.
•Had project management experience and as a key SME (subject matter expert) delivery team leader in project delivery
•Had prior experience and knowledge with key credit risk vendors and their implementation methodology
•To be able to leverage available IBM resources and liaison with other IBM credit risk initiatives and solutions
•Represent IBM at high level conferences and workshops in credit risk related areas.
•A fast learner, with positive attitude and a team player

Qualifications (education, seniority, professional experiences, etc.):
•At Least 5 years proven experience in commercial bank, investment bank or leading consulting companies on credit risk and Basel II/Basel III areas
•Very strong in credit risk management knowledge and practical management experience, especially in one or more of the following areas:
oObligor and credit facility rating, including rating models, business processes (PD/LGD)
oRWA
oRisk Data Mart
oEconomic capital, RAROC and capital allocation
oCollateral management, CRM optimization
oBalance sheet loan and deposit pricing methodology and management
oIntegrated risk management reporting and risk indicator based management framework
oBasel II/Basel III initiatives
oICAAP
•Excellent knowledge of credit risk management business processes, credit lifecycle management; from credit origination, risk rating, risk review, risk limit management to risk reporting, monitoring, risk policy, risk governance, etc
•Very Good knowledge of the functionalities and implementation experiences on key credit risk product vendors, such as Reveleus/Oracle, Fermat/Moody’s, Sunguard, Algorithmics, Moody’s KMV, Kamakura, SAS, Fair Isaac, etc
•Preferably with a master degree in risk management related fields with good quantitative/IT skills. CFA or PRMIA or GARP qualification also desirable.
•Prior working experiences in international and domestic financial institutions are highly required
•Willing to travel to fulfill business needs

Other Competencies:
•Excellent communication and presentation skills
•Good written and verbal English and Mandarin language skills
•Good understanding of risk database warehousing and experience with credit risk software integration.
•Desirable but not a prerequisite: Software skills (C, C++, VB, Matlab, SPSS), or other statistical packages plus application software integration knowledge such as SAS, Algo, Credit manager, Kamakura

IBM，即国际商业机器公司，1911年创立于美国，是全球最大的信息技术和业务解决方案公司，也是唯一一家在世界各地包括中国，能够提供从硬件到软件服务、以及端到端的解决方案和高端咨询的IT企业。

IBM的服务业务部门是全球最大的信息科技及咨询服务供应商，针对全球客户对信息科技服务业务不断增长的需求，提供更高价值的服务与解决方案。IBM 于1999 年开始在中国建立了全球服务执行中心网络，如今的中国全球服务执行中心已成为 IBM 在全球的第二大全球服务执行网络。IBM 在全球所有的服务执行中心都遵循相同的服务标准、并采用统一的开发流程和方法。

IBM中国全球服务执行中心提供广泛的服务，包括业务咨询、系统集成、应用软件开发、测试和管理、解决方案管理、业务流程转型外包和 IT 基础架构外包与托管服务等。该中心还支持包括 SAP、Oracle、Siebel等在内的整体解决方案，大型机以及电子商务应用等。IBM中国全球服务执行中心已经在国内八个城市包括：上海、深圳、大连、成都、武汉、佛山、北京和苏州（2012年投入运营）设立运营中心，向全球客户提供服务。

2011年，IBM中国全球服务执行中心年获得美国软件工程协会（SEI）的CMMI 1.3版本能力成熟度5级认证，这是继2009成功获得应用服务管理ISO20000和信息安全管理ISO27001两项国际认证后，IBM中国全球服务执行中心在服务质量控制道路上的又一重要里程碑。随着业界最新和最高级别的国际性质量控制标准在中国全球服务执行中心全面实施，IBM中国全球服务执行中心将凭借其在质量控制领域的出色表现继续引领中国的应用软件服务外包市场。